Taking the car out on the road can be a risky affair. There might be cases when you find a dent on your car due to no fault of your own but rather due to the carelessness of another driver on the road. In such circumstances, it can be easy to lose one’s calm because of the damage that might have been caused on your well-maintained car. Even though there are certain people who admit to causing the problem and helping you file a claim, there might be people who immediately run from the area. While you might or might not have a chance to take a look at the person or his car, it is frustrating to have to bear the brunt of the problem.
Although you might think that nothing much can be done to help the problem, there are a few things that you can do to ensure the safety and maintenance of your car in such circumstances. Below we highlight some of the important steps that you should be taking care of.
- Maintaining records: When an incident of a dent or a ding occurs, it is crucial that you record the incident appropriately. It might be a case of a hit from behind by another car or it might be because of a natural phenomenon such as a hailstorm in winter. Recording the details about the incident will help you file a claim for the repair that you might need such as an auto hail repair or a simple dent repair.
- File a police complaint: Getting your car dented can seem like a minor incident and you might not feel the need to file an official police complaint. However, it is always better that you file the complaint nevertheless because it will help you file a claim with your insurance provider at the earliest. Even if you do not want to file a claim now, filing a police complaint will help you make an insurance claim later on as well.
- File an insurance claim: After you have made a police complaint on an official basis, it is crucial that you also file an insurance claim with your insurance provider. Since you had already made a complaint to your local police, the procedure for making an insurance claim becomes easier and cost-effective. If you have information available about the person who dented your car, you can settle the claim with their insurance provider. However, if you do not have information about the other person or it was a case of auto hail damage, you can file an insurance claim with your insurance provider.
- Consider the coverage of your insurance: When applying for car insurance, it is always important that you go through the details of the coverage that you would get in case of different types of damages done to your car. If you have any questions about the clauses or do not understand certain aspects, you must ask questions and understand the procedure for filing claims. This will help you remain stress-free when leaving your car outside in a parking lot.
While all of the steps mentioned above will help you with filing of a claim after the damage has been caused to your car, you also need to think about the repair of your car. The best way to repair dents and dings that are smaller in size is by using the paintless dent repair methodology. This helps to repair the dents while also helping to maintain the resale value of the car by retaining the original factory paintjob of the car.